Doing Business with Caitlin Morgan Insurance Services

Caitlin Morgan Insurance Services, based in Carmel, Indiana, is a Managing General Underwriter (MGU) and wholesaler brokerage committed to assisting independent agents and brokers agents with securing a broad spectrum of insurance product lines, developing package programs for select industry niches, and providing alternative risk products. What differentiates us from other MGUs and wholesalers is our expertise, responsiveness, and price competitiveness.

Each staff member has extensive experience as underwriters, providing a level of unmatched expertise in the markets the firm we serve. We take a 360-degree approach in assessing each risk internally to determine where we can provide strong and sound solutions and where we can add value. Our retail agency partners look to our creativity, innovation, market access and ability to perform effectively and efficiently.

Among the unique programs we created is the Indiana School’s Educational Service Center (ISESC) Risk Management Program. We wanted to help public schools in the Indiana address volatile commercial Workers’ Compensation premiums through a reinsurance structure that enables individual school corporations to enter into the group without the required collateral for self-insurance while at the same time protect them at the top end based on their size. The program is available to appointed Indiana agents that write school business or markets to schools.